Insurance and Waivers for SUP, active sports, water and outdoor sports | Glenn Sudol, owner of OIG - 014
Outdoor Insurance Group and Surfer Insurance specialize in the active sport, outdoor adventure and water sport industries. Whether you have a board shop, run surf or paddle board camps and lessons, or have a mobile rental business, they can customize the coverage that you need to stay protected. In this episode, Julie asks questions as a standup paddle board instructor to owner Glenn Sudol about the ins and outs of insurance and what is needed for SUP.
In this interview, we discuss:
- What you need to be covered; certifications, first-aid, safety, minimum age, experience, etc.
- The application process and what makes you insure-able
- How location and environment can affect your coverage and pricing (flat water, surf, white water, etc.)
- WAIVERS!
- How owning your own equipment vs. renting others affects your coverage
- When you need to update your insurance or notify your carrier of changes
- 3-4 types of insurance (General Liability, Property Insurance, Professional Liability, Vendors Liability)
- United States, Canada, and Territories – what is covered
- Trips outside the US
- Transitioning from a traditional Yoga instructor to SUP Yoga
- “Swapping Paper” – trading insurance with brick and mortar stores as you partner with them for permits, rentals, etc.
- What affects pricing, insurance premiums and payment terms
- How long it takes to get setup
- What happens if there is a claim
- TIPS for the application process
How to find Outdoor Insurance Group:
- Websites: www.OIGCorp.com and www.SurferInsurance.com
- Facebook: @outdoorinsuranceexperts
LINKS REFERENCED:
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Special thanks to Glenn Sudol for joining the show!